Anything that can be decoupled, should be decoupled. Not only does this ensure that pieces of the system can be upgraded independently of the rest, but it also ensures efficiency across the entire system; banks do not pay for the functionality that they do not need. At BVNK we believe that change is a fundamental aspect of progress and we have built our system from the ground up with that in mind. BVNK is modular core banking.
Being modular allows for additional benefits. We can ensure that your transformation strategy is not the costly, messy, time-consuming project it usually is. Rather, we can replace your core system piece by piece, with minimal impact on your business or your budget. And if you're not ready to change your core entirely, you can license out independent modules to fill the gaps in your product suite.
Banks can pick and choose the functionality that they require, and it can be easily plugged into the BVNK core system. It provides easy customisation that is simple, cost-effective and less risky for both the bank and the provider.
Inter-account, EFT, AEDO, NAEDO, ATM, Card, SMS, USSD, Facebook Messenger, and custom payment channels can be easily integrated. Full ISO20022 support.
AML screening, access to FAFT and PEP Screening, and custom region controls by request.
Native support for tangible and intangible digital assets, including independent wallets, private key management, institutional custody, end-to-end ICO/STO support, regulatory controls and limits, and real-time exchange.
Functionality to support physical and virtual card issuance. Card settings & management, cheque & debit cards, PINSpending management, custom limits and more. Support for new and old versions of ISO8583.
Users can freeze or unfreeze cards at their discretion, set daily/weekly/monthly limits, and change their PIN.
Customisable reporting. We can showcase any data within our system on the admin dashboard.
Leverage smart data to build additional applications like budgeting, affordability guidance, saving tips, etc.
POS device functionality and integration.
A fully customisable mobile application that can be rebranded for digital banking.
A customisable web application that can be used for consumer interaction.
Our mobile application is beautifully modern. It is equipped with all the functionality that any bank requires to get their offering online. From budgeting, to split payments, to saving goals, our mobile application has it all. We have build a live demo, and showcases how our system could be used as a brokerage for digital assets for example, but can be addapted for all types of banking solutions and offerings.
The mobile application can be fully white labeled, and can be equipped with more or all of the functionality available. Available funcitonality is listed in our
Download our iOS Demo Application